RateZip.com was launched in late 2007 by Paul Knag. Knag’s previous role was as a mortgage executive for American Home Mortgage, and founder of online lender MortgageSelect.com. When, like many major US mortgage companies, AHM fell victim to the financial crisis, RateZip was born.

The US banking crisis and financial shifts in recent years served in several ways as the force behind the creation and concept of RateZip. RateZip was founded as a way to bring transparency to the process of shopping for banking products. People no longer automatically trusted major banks or mainstream media.

Since 2007, RateZip has grown as a channel for people to make independent decisions about financial products in a smarter way.

Initially created as a method of automatically scouring the web for comparison data on mortgage rates, RateZip has expanded over the years, expanding its offline interest research team, adding deposit rates, bank profiles, insurance products, user reviews and building its editorial team of finance bloggers and personal banking experts.

Today, over 200,000 people visit RateZip.com every month to make decisions about banking and personal finance products.

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293 Verified Customer Reviews

293 Customer Ratings and Reviews

Shopper Approved collects trusted reviews from customers who have made a verified purchase.

4.6

Overall Star
Rating

5 Shopper Approved - Review Star
211
(72%)
4 Shopper Approved - Review Star
51
(17.4%)
3 Shopper Approved - Review Star
30
(10.2%)
2 Shopper Approved - Review Star
0
(0%)
1 Shopper Approved - Review Star
1
(0.3%)

SHOW DETAILS

5-star reviews
100+

5-star reviews

About this Company

RateZip.com was launched in late 2007 by Paul Knag. Knag’s previous role was as a mortgage executive for American Home Mortgage, and founder of online lender MortgageSelect.com. When, like many major US mortgage companies, AHM fell victim to the financial crisis, RateZip was born.

The US banking crisis and financial shifts in recent years served in several ways as the force behind the creation and concept of RateZip. RateZip was founded as a way to bring transparency to the process of shopping for banking products. People no longer automatically trusted major banks or mainstream media.

Since 2007, RateZip has grown as a channel for people to make independent decisions about financial products in a smarter way.

Initially created as a method of automatically scouring the web for comparison data on mortgage rates, RateZip has expanded over the years, expanding its offline interest research team, adding deposit rates, bank profiles, insurance products, user reviews and building its editorial team of finance bloggers and personal banking experts.

Today, over 200,000 people visit RateZip.com every month to make decisions about banking and personal finance products.

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P
Peter K.
01/21/2021 , ID

Really easy to use, love RateZip for finding best mortgage rates

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

P
Peter F.
02/14/2020 , KS

Really easy to use, clear comparisons of mortgage rates

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

L
Linda L.
04/17/2019 , WA

I cant find many lenders to match my needs

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

G
Grace M.
04/17/2019 , PA

Perfect score I think

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

J
Joseph N.
04/17/2019 , CT

Excellent

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

W
Winston O.
04/17/2019 , HI

Comparing rates without lenders contacting me is ideal.

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

G
Guy J.
04/17/2019 , IL

New home buyer looking for low downpayment

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

P
Peter R.
04/17/2019 , CT

30 yr fixed rates have gone up?

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

G
Greg P.
03/12/2019 , IA

I had a good experience easy to compare rates

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

N
Nancy M.
01/17/2019 , IN

Nice job

Would Use Again
5/5
Would Recommend
5/5
Ease of Use
5/5

C
Charles T.
06/10/2018 , CT

This is the 2nd time I have refinanced my mortgage using online comparison tools. RateZip has been probably the easiest experience not as complicated or involved as lendingtree or zillow but giving the same information and connecting me with excellent providers who will compete for my business. Thank you. Excellent experience.

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

L
Lilly O.
06/10/2018 , KS

A strange process to get to a simple answer. But it worked!

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

P
paul O.
06/10/2018 , FL

Very good

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

T
Tom M.
06/10/2018 , IN

3 phone calls in 10 min wow!!! I didn't expect that.

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

M
Mike J.
06/10/2018 , MO

my first time applying we will see what happens too early to judge.

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

J
joseph P.
06/10/2018 , AL

OK

Ease of Use
4/5
Would Use Again
4/5
Would Recommend
4/5

M
Marie F.
06/10/2018 , NV

do any of your loans have negative amoritzation?

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

C
Carrie G.
06/10/2018 , ME

5/1 ARM Rates not shown.

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

S
Suresh P.
06/10/2018 , FL

Great interest rates, the lowest I have found

Ease of Use
5/5
Would Use Again
5/5
Would Recommend
5/5

S
Stephen K.
06/10/2018 , NE

What a long, strange trip it's been

Would Use Again
5/5
Would Recommend
5/5
Ease of Use
5/5

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