Harmoney is a peer-to-peer money marketplace - where everyday people can lend money to (and borrow money from) other everyday people.
Harmoney is not the one lending the money - our Lenders do that. Instead, our role is to administer the Marketplace, as well as acting as an intermediary between Borrowers and Lenders, so you can keep your anonymity.
So why is this a great option for you? If you're borrowing, we give you access to fairer personal loan rates, and the flexibility to borrow money on your own terms. If you're lending, we give you access to superior investment returns, while diversifying your investment portfolio.
Harmoney is Australasia's leading peer to peer marketplace. Join the lending revolution.
29,598 Verified Customer Reviews
29,598 Customer Ratings and Reviews
Shopper Approved collects trusted reviews from customers who have made a verified purchase.
4.8
Overall Star
Rating
About this Company
Harmoney is a peer-to-peer money marketplace - where everyday people can lend money to (and borrow money from) other everyday people.
Harmoney is not the one lending the money - our Lenders do that. Instead, our role is to administer the Marketplace, as well as acting as an intermediary between Borrowers and Lenders, so you can keep your anonymity.
So why is this a great option for you? If you're borrowing, we give you access to fairer personal loan rates, and the flexibility to borrow money on your own terms. If you're lending, we give you access to superior investment returns, while diversifying your investment portfolio.
Harmoney is Australasia's leading peer to peer marketplace. Join the lending revolution.
04/30/2016
Nice and easy so far :)
04/30/2016 , Otago
Quick and efficient service. Thanks.
04/30/2016 , Canterbury
Totally awesome , the guy on the phone was so good, and my loan was approved within hours not days.
04/29/2016
Thank you so much for your support and excellent service with this hassle free loan. So easy and everything online. We are very happy :-)
04/29/2016
Many thanks for Jowesh's efforts going above and beyond to get my loan top up approved over the last couple of days. His professionalism and personal touch with the level of service you provide on behalf of Harmoney is a credit to the company.
The process of sorting the application online with follow up calls form you has been simple, effective, time friendly and hassle free. Harmoney is so much more user friendly and personable than going through more traditional methods such as banks, who tend to make you feel guilty for asking for assistance, and almost criminal the extent to which they question and analyse you. At no time through both of my experiences with Harmoney have I been made to feel embarrassed or a nuisance, as has happened with banks in the past.
Thanks Harmoney for being understanding, empathetic and realistic with your approaches. I am big believer in treating people as people, not numbers, and you certainly do that!
why Trust Verified Reviews?
Verified Reviews are real, authentic reviews collected from actual paying customers, using Shopper Approved's Verified Review Platform. When reviews are Verified by Shopper Approved, you know that you can trust them to make better buying decisions.
Unverified Reviews on the other hand, are reviews collected by Open Review platforms that allow anyone to leave a review, without any validation or proof of purchase. Unfortunately, most reviews you read online are Unverified Reviews, and can't be trusted.
As a consumer, here's how you can tell the difference:
Verified Reviews from Verified Review Platforms like Shopper Approved, have much higher review counts and higher overall Star ratings, because they attempt to collect reviews from every single paying customer.
Unverified Reviews from Open Review Platforms, tend to have much lower review counts and more negative Star ratings, because people with bad experiences are primarily those who leave reviews. This often creates a misleading, inaccurate portrayal of a companies true reputation.
So, when searching for Verified Reviews, look for the name you know you can trust. Shopper Approved.
Are you a Business?
See What Shopper Approved
Can Do For You