"Kirk reached out to us, and we were initially hesitant as we didn't know which loan companies were the real deal or which ones were a little sketchy. Immediately, Kirk answered every question we had about the process with VERY detailed emails, math worked out for us, etc. Affinity Mortgage and Kirk got us the LOWEST interest rate - to the point where, when we shared it with the other companies trying to work with us, they admitted they could not get us that rate and that we should lock that in an move forward ASAP. The Rate was great, but Kirk was really the best part of the process. He was available via email or phone, kept us calm and timely through the underwriting process, and was just an overall pleasure to work with. I never once felt like he was trying to take advantage of us or pull one over on us. Thank you Kirk, and affinity mortgage for the amazing experience. We've heard horror stories about working with loan companies, but this was virtually painless and one I'd do again in a heartbeat!"