SmartVALoans.com Reviews

Josh and his team were extremely attentive. Josh called me almost daily to check in and update me on any changes. I was never out of the loop nor wondering what the next step was. This is my second time purchasing through this team and I will always go to them first!

There's so much to say! Josh Klenda takes the stress out of buying a home. When I had a question he was always available and not only answered my question but educated me on whatever it was I needed to know. He has been there for us and our conventional home loan needs as well as our daughter & son-in-law for their VA loan needs for many years. Josh so impressed my realtor that she added him to her list of lenders to recommend to her clients. We also had the pleasure of interacting with Josh's assistant Olivia and with Mike Phelps who were very helpful and responsive in our loan process. We're hoping this is our forever home but for any family and friends going through the buying process in the future, we'll recommend Josh and Community First. Josh is the epitome of honesty and integrity. When there's a refinance in our future, we'll call Josh.

We were very happy and surprised at the exceptional service we received from Josh Klenda. He was very helpful and patience with us throughout the whole process. We would recommend this loan to anyone that is looking for great service. Again, we appreciate Josh and everyone who helped during this process.

Josh was amazing. He worked with us and our realtor and was ahead of the game at every turn. This is our first house purchase so it was more than a little overwhelming, but Josh was there answering questions before we could even ask them. He just knew what we needed and when and it was an easy, smooth experience. Thank you to your whole team. We love our new place!

Josh is the best ..
second to none . Thanks Josh for everything!!

I was deployed while buying my property and my realtor put me in contact with Josh klenda, his input and way of making my experience as easy as possible it was his great work and thorough explanations over email that made my process as seamless as possible this was the easiest process of the three houses I have bought by far I am very grateful it was so easy.

Josh was excellent, buying a houses with him was a smooth process, excellent service

From start to finish my lender rep (Josh Klenda) was second to none. As a first time home buyer he was with me all the way.

Josh is the easiest we've ever worked with.. highly recommend.

Josh was recommended to us by our real estate agent and we could not have been more fortunate. Josh picked up the phone on a Saturday while out exercising when we could not get a hold of any other loan agencies and time was running out. To make it even better, after we got other quotes later in the week, Josh made sure to keep our loan competitive and manageable. We are blessed to have SmartVALoans helping us.

Everything was perfect from start to finish with the purchase of my new home!! I will recommend this service to everyone!!

Josh and his team were great throughout the whole process!! They went above and beyond for us. They deserve 10 stars!! They worked a miracle for us with the time line we had!

Josh and his team went above and beyond for our family! Josh was able to get us closed within a week and stayed in constant contact throughout the entire process. We will be recommending Josh and his team to all of our friends and family!

The website is okay, but working with a human directly made the entire process much easier.

We had the opportunity to work with Josh Klenda, as first time home buyers he was beyond helpful. The process felt very streamlined and every thing was very easy for us, I think it was because of how helpful Josh was. It was a pleasure to have his help through this process.