SmartVALoans.com Reviews

Josh is a stellar Lender and we will continue to utilize him when we search again! Always willing to listen and help (even on vacation). He is no doubt amazing at what he does! Thanks Josh for everything extremely satisfied!

Thanks Josh, for making the loan process easy for us as home owners.

Jerry & Lisa

Josh Klenda was amazing to work with. Communication was prompt and helpful, whenever needed. All of my questions and concerns were answered in an easy to understand, manner. I highly recommend Josh for VA home loan needs.

My agent Josh was very good and experienced and guided me through a somewhat difficult situation!! Bottom line it came out all well and good!

I started out trying for VA loan and Josh said that I did not qualify for the VA loan and that he would try for an FHA loan and he handled everything in a very excellent manner and everything went very smooth with everything he did. Thank you Josh for all your hard work and assistance with everything.

Josh was exceptional in handling our loan needs. He was personable and patient. He worked tirelessly to ensure we understood our loan and ensured the paperwork was completed. I am pretty sure Josh was working late, as much of paperwork came in late to him. I can't say enough about Josh Klenda and how he represented the company. Thank you for everything and would recommend this company to all vets. Thanks again!

I have been dealing with Josh Klenda for over 15 years. He has never let me down and has always exceeded my expectations when refinancing. I have and will continue to recommend him friends and family. Thank you for everything. I am 100% satisfied.

My wife and I looked over many financial institutions and their offers before opting for Community First National Bank.

Our loan manager, Josh Klenda, has made our home buying experience very pleasant.
All questions we had were answered quickly, politely and with the knowledge that even saved us some money.

We never felt alone in this whole process and would not hesitate to recommend Josh or Community First National Bank to all veterans or anyone needing financing on a home loan.

My sincere thanks to Josh and team at 1st National. I have bought a home thru VA many years ago and do not remember getting the kind of service I received from Josh. I learned and followed his excellent advice everything worked out great we got a great house thanks to him. My wife is disabled and it is so difficult to find a house that is needed for her needs. Thank you so much and God bless you

Josh went way beyond his need to help me get my home. After 5 months of back and forth with many issues I was finally able to purchase a house. His expertise, patience, and professionalism superseded anything I could have expected. I will happily recommend him if I know of anyone who wants to buy a home. Thank you Josh for all hour help.