Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.

It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.

"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.

Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.

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3,727 Verified Customer Reviews

3,727 Customer Ratings and Reviews

Shopper Approved collects trusted reviews from customers who have made a verified purchase.

4.7

Overall Star
Rating

5 Shopper Approved - Review Star
3120
(83.7%)
4 Shopper Approved - Review Star
276
(7.4%)
3 Shopper Approved - Review Star
128
(3.4%)
2 Shopper Approved - Review Star
85
(2.3%)
1 Shopper Approved - Review Star
118
(3.2%)

Customer Service
4.2
5 Shopper Approved - Review Star
660
4 Shopper Approved - Review Star
89
3 Shopper Approved - Review Star
56
2 Shopper Approved - Review Star
41
1 Shopper Approved - Review Star
125
SHOW DETAILS

5-star reviews
3,000+

5-star reviews

8 years collecting reviews

About this Company

Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.

It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.

"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.

Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.

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N
Natalie
01/26/2024 , MS

I love it

Customer Service
5/5

Why Choose?

Get my credit up


A
Anonymous Customer
01/25/2024

My expose has been ok

Why Choose?

Too build up my credit


P
Purifie
01/24/2024 , AL

Great results

Customer Service
5/5

Why Choose?

Build credit


A
Anonymous Customer
01/24/2024

I love the app .

Why Choose?

To rebuild credit


D
Darranett B.
01/21/2024

No comment

Customer Service
5/5

Why Choose?

To build for myself .. I’m trying


N
Nick
01/21/2024 , GA

I honestly don't really want to continue to use self at the moment. It just doesn't exactly fit me at the moment.

Why Choose?

I originally chose self because of a promotion ad off YouTube if I'm not mistaken.


C
Chantel L.
01/20/2024 , MD

I love the low savings options to help me save.

Why Choose?

Help save and build credit.


J
John D.
01/19/2024 , TX

Self has been helpful with building my credit

Why Choose?

Recommended by a friend


L
Lisa S.
01/19/2024 , SC

So far my experience has been great. I've seen a positive increase in scoring and Self is always giving information and tips for improvement. I love it

Why Choose?

I was recommended by a few friends to give it a try because of how much it helped them.


D
Delshon W.
01/18/2024

It's not showing on my Fico score

Why Choose?

Help build my credit


R
Rita
01/17/2024 , NV

I've tried to get into my account unsuccessfully my password was correct but i went ahead and changed it and it still wouldn't let me. I've been trying off and on for the past two years so now, I just gave up on self


C
Courtney A.
01/16/2024

I call and told the agent that I lost my card he told me I had to email self inc I emailed three times and I still don't have a card

Customer Service
1/5

C
Chasity
01/16/2024 , MS

I enjoy using SELF services! Great way to build your credit!!!

Why Choose?

To help built fast credit.


M
Mark C.
01/08/2024 , NH

Works. Great

Why Choose?

Build credit


Q
Queen
01/07/2024 , CA

Happy with the service

Why Choose?

To build my credit


T
Tie
01/06/2024 , MO

Self is excellent tool to get your credit score up


A
Antonio B.
01/06/2024

THE CARDS NEED A OFF FEATURE SO THAT THE CARDS ARENT CHARGED WOTHOUT KNOWING. A SIMPLE TURN ON TURN OFF WOULD GO LIGHT YEARS. AND NEEDS TO SAY WHEN THERE GOING TO REPORT AND MAKE PAYMENT DATES MORE clear. Also ability to raise the credit limit

Why Choose?

I like it. Building trade lines.


K
Ky
01/05/2024 , MI

This has been an amazing way to build credit i finished 1 and started up another 1

Why Choose?

To build credit


L
Lashawn R.
01/03/2024 , CA

I Love the program.self is the best so I will always give ***** to Ten ***** for there excellent work

Why Choose?

Excellent


A
Austin L.
01/03/2024 , TN

I have been a Self member for about four months now and my credit score has gone through the roof. The amount of improvement is more than I ever could've expected. i've recommended it to several friends now, and they are having the same experience as me. And with Self's Complete guide on how to maintain your credit score and as well as credit card recommendations and loan recommendations and self-help guides, I truly couldn't ask for more.

Why Choose?

I chose myself because I was in a tough spot, trying to improve my credit score, and it seemed like the most credible and easiest to use


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