Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.
It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.
"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.
Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.
2,691 Verified Customer Reviews
2,691 Customer Ratings and Reviews
Shopper Approved collects trusted reviews from customers who have made a verified purchase.
4.7
Overall Star
Rating
5-star reviews
About this Company
Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.
It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.
"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.
Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.
3 weeks ago , MS
It did not help improve my credit at all. My payments have been constant monthly and I didn't see any kind of benefitd from using this service.
Why Choose?
Because I thought it would help my credit.
3 weeks ago , AR
I couldn't find a phone number to call
Why Choose?
To help my credit score so I could buy a car
1 month ago , PA
I must say it did help me manage money better and understand the quality of having Good credit I'm still working on it but it was a stepping stone for me
Why Choose?
Friend told me about it
4 weeks ago , PA
Self is an amazing way to get started and taking that initial step to building credit. The app is simple to navigate, and my credit went up 39 points due to using Self.
Some cons: The automatic customer service chat is not the greatest. Also, my cousin could not successfully sign up because he's under 21 years old.
I would 100% recommend Self.
Why Choose?
Because it was simple to understand and use. There was no hidden agendas that I could find.
4 weeks ago
Horrible. The amount of fees involved and customer service is nonexistent. Plus idk why my savings balance decreased. A person looking to build credit would be much much better off opening a secured credit card. Do not recommend this company.
Why Choose?
Build credit.
02/18/2023 , SC
Self is ok just didn't like the end result of how I'm not getting my money back
Why Choose?
Help with credit
02/18/2023 , FL
Great
Why Choose?
Build credit
02/18/2023 , GA
Joining Self has improved my credit greatly. I am now in the market to buy my first home.
Why Choose?
Self was the obvious choice for me because it allowed me to establish credit and save money.. Now I am in the position to buy my first home.
02/16/2023 , NJ
Im very satisfied with self inc.
Im recommend self bank,i did my loan for two years,and i feel very satisfied .
Thank you .
Why Choose?
My credit before was 598,with self rebuild my credit to 671,i feel very satisfied
02/16/2023 , WA
What a great app and opportunity for people to start building their credit. It teaches self discipline, savings awareness, and accountability. Great app for various reasons, and I have recommended it to many friends and family, even to an agency for their clients to help build their credit. I wished I got credit for all of that and there is that option, but there was far too many people to send my referral code to.
Why Choose?
I seen the ad on Facebook and read everyone's review. Many people still have not heard of Self.
02/15/2023 , NY
My experience with Self was very helpful and beneficial to my credit score would definitely recommend this to all my friends that's hasn't Hurd or just don't know about Self.
Why Choose?
A friend recommended me because I never had any type of credit history.
02/06/2023 , SC
Credit building on up
Why Choose?
Credit building
02/06/2023
I started my self credit builder account with a score of less than 500. Today I have raised a credit score of 722 only paying $48 a month for 12 months. I highly recommend to anyone looking to build their credit.
Why Choose?
To build my credit
02/06/2023 , GA
If you want to build your credit Self is the best way to go. I been with them 2 years and love it!!
Why Choose?
If you want to build your credit Self is the best way to go. I been with them 2 years and love it!!
02/03/2023 , FL
I lost both of my jobs last year in November that's why I haven't been making a payment when would they mail my check out to me
Why Choose?
To help build my credit up
02/01/2023 , VA
I couldn't get in contact with them.
Why Choose?
I need to improve my credit score.
01/31/2023 , AZ
Self help raise my credit score and help me to understand ways to use credit responsibly. I will do this again so I could one day purchase an home.
Why Choose?
For my credit
01/30/2023 , IL
I usually don't write reviews but because the honest truth is that self help improve my credit score so much over the span of 2 years, I feel compelled to share my gratitude! I was a little skeptical at first in layman's terms your building credit by using your own money (hence the name). My credit score boasted 134 points and the best part is you get a check when it's all over - of course it's your savings money but it makes it all feel worth it!
Why Choose?
A friend recommended it to me.
01/30/2023 , TN
This was such an awesome experience. I was able to establish and maintain positive credit throughout the entire process. I highly recommend Self to anyone trying to rebuild their credit!
Why Choose?
When I started the process, my credit wasn't that great. I wanted a better credit score.
01/29/2023
Glad to have had self to help me rebuild my credit
Why Choose?
Best choice
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