Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.

It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.

"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.

Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.

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3,546 Verified Customer Reviews

3,546 Customer Ratings and Reviews

Shopper Approved collects trusted reviews from customers who have made a verified purchase.

4.7

Overall Star
Rating

5 Shopper Approved - Review Star
2983
(84.1%)
4 Shopper Approved - Review Star
259
(7.3%)
3 Shopper Approved - Review Star
117
(3.3%)
2 Shopper Approved - Review Star
80
(2.3%)
1 Shopper Approved - Review Star
107
(3%)

Customer Service
4.2
5 Shopper Approved - Review Star
629
4 Shopper Approved - Review Star
87
3 Shopper Approved - Review Star
51
2 Shopper Approved - Review Star
36
1 Shopper Approved - Review Star
119
SHOW DETAILS

5-star reviews
2,500+

5-star reviews

7 years collecting reviews

About this Company

Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.

It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.

"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.

Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.

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T
Tashiea H.
2 weeks ago , NY

Thank you

Why Choose?

To help build my credit


J
Jamie
2 weeks ago , CT

I've been the biggest self fan for several years. I've got several friends and tons of family on it. Always happy with the service and the boost in credit. Then I had to file a dispute on some charges unfortunately. I don't believe self did their proper due diligence because my dispute got denied and now I basically owe twice a bill and on moral grounds I'm ready to sacrifice the health of my credit to not pay self another dime. Let my card go into collections after years of great payments. Several successful loans because you all failed me.

Customer Service
1/5

Why Choose?

To boost my credit.


T
Tracey Hightower
2 weeks ago , FL

It really help to reestablish my credit score

Customer Service
5/5

Why Choose?

To help my credit score


L
Lola
2 weeks ago , CA

I've never had a problem with self overall I've always gotten the help I've needing.

Why Choose?

I wanted to improve my credit score


S
Sharon
2 weeks ago , NY

I love this app it keeps me informed and helps me build my credit

Why Choose?

I needed to learn discipline


R
Raymond R.
2 weeks ago , NY

It great

Customer Service
5/5

Why Choose?

I love it


L
Lou
2 weeks ago , MD

Excellent experience


H
Hector
3 weeks ago , CA

It sucks

Why Choose?

You all suck


K
Kevin S.
3 weeks ago , PA

I have never experienced any credit builders account such as (Self). Your company is a wonderful Credit Builder Co., since I've become a member my experience with (Self) has been wonderful. Self always rewarding me with additional funds to my credit card account. What a rewarding experience.
Thank you! Self for all you do for your customers

Why Choose?

Self is a rewarding experience for people establishing credit. I am glad I chose Self for my Credit Building.


D
Dupped C.
3 weeks ago , NY

Didn't realize at first that Self was actually a credit scam. You actually never get your money back like promised. I put in 500 dollars expecting it to be returned,but instead only received 80 dollars.And now the kicker there's no one to complain to,and if you drop Self you will receive a big drop in your credit score.It would be so much better to invest in a secured card with a real bank to protect your score and money. Don't get trapped like me. YOU WILL REGRET EVER DEAlING WITH THESE PEOPLE.

Customer Service
1/5

Why Choose?

Was dupped!!!!


Q
Quintella L.
3 weeks ago

Self is the best

Customer Service
5/5

Why Choose?

A friend told me about them


C
Craig
3 weeks ago , NJ

Self is a really great service it is helping me to establish good credit again.

Customer Service
5/5

Why Choose?

Great reviews and personally talking to people who used them.


P
Paulette R.
3 weeks ago , LA

I'm very satisfied with self. I have been with self Two half years.

Customer Service
5/5

Why Choose?

I’m satisfied with self


S
Stephaniemiller
3 weeks ago , FL

My credit needed improvement and I must say my credit has improved a lot in just a matter of months from no credit to mid six hundreds

Why Choose?

Heard a lot of good things about it


L
Lisa
3 weeks ago , FL

Y'all conveniently don't see in my bank where I pay 1000.00 rent but see my 30 dollar phone bill, not helping me out so I'll just drop it n be done

Customer Service
2/5

Why Choose?

Thought you were supposed to be good at what you do


A
Alicia L.
3 weeks ago , TX

Wonderful I love Self

Why Choose?

For Credit Building


S
Stanley P.
3 weeks ago , CT

Thank you for helping me resolve my credit.

Why Choose?

Because self is helping me getting my credit fixed.


T
Tyna
3 weeks ago , AZ

it's been great so far to help with my credit

Why Choose?

my friend told me about it and I’m so thankful for it. it’s been the best thing since


M
Micah T.
4 weeks ago , IN

I'm very pleased with ' Self' , it's monitoring its credit building and just recently my self credit card. Thumbs up for customer satisfaction and customer probabilities of suggestions to others extremely high.

Why Choose?

Credit building


A
Audrey
4 weeks ago

I been using them for a few months and my credit score more compared to where I was at

Why Choose?

To build my credit and to me its faster then most places to build your credit


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