Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.
It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.
"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.
Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.
2,691 Verified Customer Reviews
2,691 Customer Ratings and Reviews
Shopper Approved collects trusted reviews from customers who have made a verified purchase.
4.7
Overall Star
Rating
5-star reviews
About this Company
Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.
It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.
"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.
Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.
12/29/2017 , CT
Selflender has helped me to save money and has taken my credit score from 466 to 655 in 9 months! What's not to love?
Lender Choice
I needed help saving money, also the feature of reporting to credit bureaus.
12/28/2017 , WA
I was referred by a business partner and joined right away. I would love to do it all over again.
Lender Choice
I saw that it was working for my business partner.
12/28/2017 , OH
Self-Lender is helpful for Consumers to rebuild their credit once accepted into the program. The only issue is that it literally takes months for your credit score to be updated. I waited two months for this to happen, not once a month as explained on the website! Other than that I have no issues at the moment.
Lender Choice
It was recommended in one of the Credit Groups that I am a part of on Facebook
12/28/2017 , FL
Honestly, Self Lender IS all it's cracked up to be. We are currently 4 months in. The website is user friendly. The account was EXTREMELY easy to set up and mine and my husband's payments are withdrawn AUTOMATICALLY each month. I don't know about other people and their situation but I suspect the Bad Reviews come from people who got in over their head and messed up their payments. I, however; have not had any problems at all. I am very satisfied with the service. Couldn't be happier. Next year, budget willing, we will each get the next size up as far as loan ($2,200).
Lender Choice
No huge amount of money upfront unlike other loans.
12/28/2017 , IL
sell lender has helped me tremendously increase my credit score & help me reach and work towards my credit goals, also helped me stay consistent in saving & paying my bill on time, thanks self lender.
Lender Choice
because i wanted to start building my credit & save some money, what a great way to do both.
12/28/2017 , CA
I went from 539 to a 750 and was approved for credit cards after having bad credit for so Long !!
Lender Choice
I choose selflender because I wanted to save and build credit
12/28/2017 , AL
Self lender has been a great experience so far. My credit has gone up and I've obtained some accounts as a result.
Lender Choice
Wanted to start working on improving credit while in bankruptcy.
12/28/2017 , MD
I absolutely love self lender it's a great way to build your credit and save as well I would give 10 stars if I could.I have been off the past couple months due to some personal unforseen issues I'm getting back on track really soon.
Lender Choice
It was suggested in a credit repair group I'm in
12/28/2017 , NC
So far so good but I'm not able to give a full review until my 12 mos is up
Lender Choice
Recommended through a self help credit group on Facebook
12/28/2017
No problems at all , actually this turns out to be quite a problem solver !
Unique way to rebuild credit.
Lender Choice
Unique
12/28/2017 , NC
It was exactly what I was looking for.
Lender Choice
Referred
12/28/2017 , WV
Selflender.com was easy to use.
Set everything up and it was smooth from there.
Every month email sent telling when payment was being taken out and it was done.
Lender Choice
To help build and save some cash.
12/28/2017 , IL
Great! Great way to establish credit.. I just wished I got more improvement on credit history but none the less, great foundation!
Lender Choice
Needed a way to establish credit. Great foundation builder.
12/28/2017 , ID
I used them to jump start my credit rebuild and ended up being able to buy a house!! Definitely better than using credit cards.
Lender Choice
I liked the idea of building my credit without needless spending
12/28/2017 , FL
I got my secured loan for a $1000 back in May 2017by November 2017 my credit score went 538 to 753 now I have a usaa $20,000 Amex and visa signature $6000, discover $7000, Citi adv$ 10000 Amex Platinum, Amex gold reward, in a few other credit total credit grow to $60000+ in less than a year. Thanks to self lender.
Lender Choice
To improve my credit
12/28/2017 , CA
I loved it. Definitely will use again
Lender Choice
To build credit history
12/28/2017 , NC
Self lender has been great.
Lender Choice
To assist with credit building
12/28/2017 , PA
Fantastic! Easy to use, withdrawals from my account automatically and boosts my credit score...win, win!
Lender Choice
Heard about from a group online, did some research and i was quick to jump on the band wagon! Whats not to love. Helps save money and boosts your score!! I cant believe its free!
12/28/2017 , TX
Started a year go with self lender and my experience was great! I had been searching for ways to build my credit and came across self lender. what really solidified my choice was the ability to save money while raising my credit score. If your like me a young guy new to credit self lender is a great choice.
Lender Choice
To raise my credit score
12/28/2017 , NJ
Me mudé recientemente a los Estados Unidos y me encontré con la necesidad de tener un historial crediticio, gracias a Selflender.com en pocos meses ya estaba registrado positivamente en una de las principales compañías calificadoras de crédito. Su plataforma web y servicio al cliente me facilitaron el proceso creación de mi cuenta y ahora ya poseo un puntaje crediticio aceptable y va mejorando mes con mes.
Lender Choice
Me pareció la forma más rápida de cear mi historial crediticio.
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