Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.

It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.

"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.

Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.

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2,557 Verified Customer Reviews

2,557 Customer Ratings and Reviews

Shopper Approved collects trusted reviews from customers who have made a verified purchase.

4.7

Overall Star
Rating

5 Shopper Approved - Review Star
2188
(85.6%)
4 Shopper Approved - Review Star
183
(7.2%)
3 Shopper Approved - Review Star
78
(3.1%)
2 Shopper Approved - Review Star
46
(1.8%)
1 Shopper Approved - Review Star
62
(2.4%)

Customer Service
4.3
5 Shopper Approved - Review Star
446
4 Shopper Approved - Review Star
60
3 Shopper Approved - Review Star
35
2 Shopper Approved - Review Star
22
1 Shopper Approved - Review Star
66
SHOW DETAILS

6 years collecting reviews

About this Company

Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.

It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.

"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.

Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.

Video Reviews

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A
Alicia
Today , NJ

Es lo mejor que he tenido lo voy a volver hacer tan pronto me deositen lo que ahorre

Why Choose?

La elegida para arreglar mi crédito


C
Charlie I.
1 week ago , FL

Self has been great in helping me save and report positive information on my credit report. When I started the process in July of 2021 I was just starting to work on building credit. I now have a credit card with a $400 limit and savings that are going into my personal account.

Why Choose?

I was searching on the internet for ways to increase my credit score. I applied for loans and was turned down then a suggestion about Self came up.


M
MBdaone
2 weeks ago , IL

It has been rewarding and extremely beneficial. I've had high hopes to show consistency and be a excellent customer.

Customer Service
5/5

Why Choose?

I thought I could get the most out of using the service


J
Jorita L.
3 weeks ago , NC

Great first card for building credit.easy to check balances and keep up on what you are spending.thank you Self.

Customer Service
5/5

Why Choose?

My daughter had used the card ,and thought it would be a good fit for me. And it was

??


P
Patricia M.
3 weeks ago , CT

Self credit builder is a life saver' My credit went from very low to almost 700 in months! I'm so happy I could get credit card and now buying my first house!


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