Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.
It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.
"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.
Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.
3,636 Verified Customer Reviews
3,636 Customer Ratings and Reviews
Shopper Approved collects trusted reviews from customers who have made a verified purchase.
4.7
Overall Star
Rating
5-star reviews
About this Company
Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.
It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.
"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.
Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.
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5 hours after
So far it is good it is helping my credit go up and that is really what I need
Why Choose?
Ad
5 hours after , PA
It's good I need another card though mines broke
5 hours after , AZ
Great customer service and great for building credit
Why Choose?
To build my credit
2 days ago , VA
Well I started Self last year.(2022) But I messed up when I became eligible for credit cards, now I'm trying to get them paid off and build another Self account.
Why Choose?
Never had credit good or bad.
3 days ago , NJ
Nowhere was it visible that the payment i make a percentage was going to interest and not my full payment was getting accounted for i wish that werw case when i was finally done paying, i waited 2 whole for you guys to 'calculate' my payout
Why Choose?
Because i did not know any better
3 days ago
It was good to build some credit history
Why Choose?
My mom told me about self
3 days ago
Thanks self!!
Why Choose?
Had to start somewhere.
4 days ago , CT
Satisfied.
Why Choose?
Online
6 days ago
I'm not able to see my credit score and haven't since I've joined
1 week ago , KY
The agent and I had trouble getting the payment to go thru but later on I was only allow to pay a small amount
Why Choose?
To help build my credit
1 week ago , NY
This is my second account and think you do great for everyone who has Self
Why Choose?
Had really know credit after my husband died
1 week ago , PA
Helped me a lot so far
Why Choose?
To improve my credit and get back where I need to be in life
1 week ago , RI
It has been positive so far. The app is easy to use and interact with.
Why Choose?
I am a returning customer. The experience has helped me a lot with reaching savings goals and managing finances for an emergency funds.
1 week ago , NY
I never received. My money from last time I've saved for a year
Why Choose?
To have good credit and save money
1 week ago , AL
My score didn't change even with paying off tge first loan early. Yes my card utilization is very high compared to my other cards, however even when it was low my score was lower. My chime actually helps more than Self . I will continue to make payments and pay off the entire card balance to see what rhat does.
1 week ago , CA
My experience with Self has been wonderful! My credit is up by over 140 points since joining!
Why Choose?
Why wouldn’t you? Self is your go to company for establishing credit worthiness.
1 week ago
Great experience
2 weeks ago , FL
the help that i got was excellent very helpful
Why Choose?
was a refer
2 weeks ago , NJ
This has been the best experience ever I finally got myself a credit card and my credit went up over $100 points I thinking if I paid my loan off early and sign up again maybe it will go up another 100 points?
Why Choose?
Saw commercial on TV
2 weeks ago , CT
I was refer by a friend that this helped with raising my credit score faster
Why Choose?
I was refer by a friend that this helped with raising my credit score faster
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