Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.

It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.

"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.

Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.

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2,570 Verified Customer Reviews

2,570 Customer Ratings and Reviews

Shopper Approved collects trusted reviews from customers who have made a verified purchase.

4.7

Overall Star
Rating

5 Shopper Approved - Review Star
2199
(85.6%)
4 Shopper Approved - Review Star
183
(7.1%)
3 Shopper Approved - Review Star
78
(3%)
2 Shopper Approved - Review Star
47
(1.8%)
1 Shopper Approved - Review Star
63
(2.5%)

Customer Service
4.3
5 Shopper Approved - Review Star
448
4 Shopper Approved - Review Star
60
3 Shopper Approved - Review Star
35
2 Shopper Approved - Review Star
22
1 Shopper Approved - Review Star
67
SHOW DETAILS

6 years collecting reviews

About this Company

Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.

It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.

"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.

Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.

Video Reviews

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M
Maurice S.
Today , IN

My experience I was able to get my credit too we're it supposed to be it made me happy

Why Choose?

It was the best


M
Matt B.
5 days ago , NV

I'm not sure where to begin. When I joined self my credit was a 530 I wasn't sure how to get credit I've never had it before. I heard about this app so I check it out. My credit now is a 730 score I'm very pleased and can't thank you enough. So to everyone who works for self or has the app . Follow what they say I did so thankful I did

Why Choose?

I heard good things about it.


J
James W.
1 week ago , NC

I ask how can i increase my credit builder account
The company sent me a link that doesn't work twice. Horrible customer service. It will probably take 6 months to address this issue or even get a simple answer

Customer Service
1/5

Why Choose?

Thats a good question why did i choose this company. I guess we all make mistakes sometimes


A
Antonio H.
1 week ago , GA

Great experience with Self, it did help me to establish a better score and it also helped me to know what my utilization was at times so that I could stay on top of that and adjust it when needed.

Why Choose?

Self was recommended to me by my wife, she said it helped her out, so I gave it a try.


H
Happy C.
1 week ago , PA

I had a great experience with Self! First time customer here: I had just claimed bankruptcy and thought, what a great way to start rebuilding! I simply made an account, picked the right package for me, paid a low ONE TIME service fee for my plan, set up auto pay, and a year later I'm getting paid back out already and my credit is already in the high 600's! Definitely recommend Self for those trying to rebuild credit. Thank you!

Why Choose?

Rebuild credit


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