Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.
It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.
"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.
Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.
2,742 Verified Customer Reviews
2,742 Customer Ratings and Reviews
Shopper Approved collects trusted reviews from customers who have made a verified purchase.
4.7
Overall Star
Rating
5-star reviews
About this Company
Hi. We're Self. We're here to help you build credit and savings and reach your financial goals.
It all started with some missed payments. CEO James Garvey founded Self in 2015 after making a mistake with automatic payments on his credit card. By the time he caught it, his credit score had tanked. In searching for a way to rebuild his credit, he saw some of the challenges faced by the more than 100 million Americans with low or no credit.
"To get credit, you need to have credit. It's a catch-22, and the system is set up against you," James says. So he created a solution that works regardless of your credit history.
Instead of dwelling on scores, we focus on what you aspire toward. Whether it’s being a Home Builder, a Queen Builder, a Car Builder, or a Life Builder, Self is here to help you make it possible.
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4 days ago , FL
You guys are great. ThankYou very much not only. Did you help build my credit and give me recent payment history? I also saved money in the process so it's a win win and I will definitely be signing up again in the coming days. Thanks again and you'll be hearing from me again. Going to sign up for another one.
Why Choose?
Not sure. But it was a very smart decision
5 days ago , NY
This was the best idea ever
1 week ago , TX
Yes
Why Choose?
Por qué si me ayudo mucho y quisiera seguir con el programa
1 week ago , FL
Anytime I had an issue with my account, they were able to assist me with resolving the issues
Why Choose?
. Y daughter Catherine Mills introduced it to me on how to build up my credit score
1 week ago , NC
I can actually say that the only thing that I have experienced is not able to get into my account,but that was resolved within 24 hours .Other than that my journey with the company has been a pleasure.
Why Choose?
A good friend recommended Self to me a year ago and I have been pleased with Self every since the day I started.It helped me to build my credit and it also offered me a credit card.. I'm so please with the company,so I decided to rejoin again. My experience through out the year with Self was very productive and prosperous for me.
1 week ago , NY
Exelente servicio y funciona muy bien me ayudó mucho con mi crédito
2 weeks ago
Horrible. Not as advertised. Did it for 2 years on time payments every time. Pay out was $0
2 weeks ago , TX
Although this may be a way to build credit, DO NOT take the credit limit increases on your card. Otherwise at the end of the payments, you will only get the savings balance that is left minus the amount of credit limit your card has. After paying out over $700, I am only getting back $150.
2 weeks ago
I was very pleased with the Self experience. But I was expecting more than $50.86 to be given back to me. I guess I misunderstood. I thought I was going to receive the total amount that was saved, $725.45. So I'm very disillusioned about your service
Why Choose?
Increase my credit score
3 weeks ago , CA
Since joining Self in May of 2022.... My credit score has improved. Gone up. And established myself.
I did this for MYSELF and for my children's FUTURE.
Lead by example.
I just wish Self Inc. had credit repair associates and consultants.
There is stuff on my report that is inaccurate.
Other stuff is half true.
and still some of it is true; however, I believe an explanation is necessary....
Overall, I would recommend Self to ANYONE.
Even my Children.
It works.
Why Choose?
To repair my long, overdue, credit worthiness.
Also, to establish some sort of History.
3 weeks ago , MO
My score dropped 155 points.. which is not right..
Why Choose?
I will not again
3 weeks ago , OH
Found out from a friend and at that time my credit was around 500 and not able to do or get much now I'm around 700 and able to get just about thing with blno cash down.
Why Choose?
A friend
4 weeks ago , TX
Self Credit Builder has enhanced my experience in focusing towards building personal credit. The process to begin is efficient, and the monthly payment process is sustainable. I appreciate the opportunity to build my personal business credit with Self Credit Builder.
Why Choose?
Engine search.
4 weeks ago , WA
Self was very professional and efficient on time. The app was easy to use, and to navigate love the service and continuing to use them. Thank you.
Why Choose?
To build credit
4 weeks ago , FL
Very please and recommend to all
Why Choose?
To help build my credit score
4 weeks ago , FL
Amazing system!. Not only has it helped me build my credit, but it also taught me to save and be disciplined when it comes to being consistent with making payments. I love the whole process and would definitely recommend to anyone that is trying to build their credit.
Why Choose?
To help build my credit
05/01/2023 , MN
So fare it's been satisfying it's been helping me build credit for sure... I talk to friends about it m.. so far it's been great to me !
Why Choose?
Reference to be honest after talking about and learning credit for the first time !
04/30/2023 , CA
sometimes I was confused between my savings account and my credit card. I think there needs to be a better way of explaining how the two accounts are diffrent
Why Choose?
recommended by a family member
04/30/2023 , OH
Love you thanks
Why Choose?
Help me out
04/29/2023 , IL
Self is the best thing I ever tried for myself,Self builder got me back on the right track with receiving credit card offers again and getting approved for a car loan,. Thanks Self!!!
Why Choose?
I chose Self to give myself another chance at being positive and getting more out of life while I'm here, Really it's because Self is worth it!!!
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