It was a pleasure to work with Keith Lewis and his staff at Lewis Financial. Let me just take one moment to go into some particulars of our story.
We were purchasing a vacation condo in Florida and financing it. We had been referred to another company. With the "other" company, we really had no idea what was going on and what the plan was. There was not much communication . We just filled out paperwork as instructed. In retrospect, we did not understand the big picture. Also, we were not able to get information regarding the interest rate or locking it in, even after two weeks of paperwork.
We grew frustrated and called Keith because another financial company we knew recommended him highly and they did not have a Florida license. Keith took our call on a weekend, gathered essential information quickly, laid out a timetable immediately and even told us how quickly we could lock in a rate once key information was submitted. He called, texted or emailed us daily to keep us appraised of our status. We also found his processor, Angela, to be extremely friendly and efficient. We trusted Keith and his firm from the beginning of our relationship and we knew his plan for us. He looked ahead so there were no surprises and this made a huge difference because we found Florida real estate to be much different from Michigan real estate. Importantly, he scouted out a couple different Title companies at our request in an effort to save us money because Title companies in Florida charge much more than in Michigan. We also obtained a rate that was roughly .75% less than the other company--so it really paid to shop around and we landed at Keith's firm.
In summary, Keith's guidance and competence through this whole process made all the difference. He will personally guide you through the process and never refer you to someone else once the ball is rolling. I/we cannot recommend him enough! This whole financing process is stressful and it was so nice to know we had someone so competent in our corner.